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Debit Card Or Credit Card Kya Hota Hain Full Details In Hindi

Debit Card Or Credit Card Kya Hota Hain Full Details In Hindi

Credit card or debit card ke baare me aapne jarur suna hoga lekin kya aapko pata hain debit card or credit card hota kya hain or inka kya use hain. Agar nahi pata toh ye article aapke liye helpful ho sakta hain.

Jab ham kisi bank me account open karwate hain toh bank hame ek plastic card deta hain jiska use ham ATM se paise nikalne ya shopping karne ke liye kar sakte hain us plastic card ko hi Credit card or debit card kahte hain.

Har time cash sath rakhna possible nahi hota aise me credit card or debit card ka use karke ham digital payments kar sakte hain. Digital payments ka transaction bank se direct hota hain.

Debit Card Kya Hota Hain


  • Jab koi customer bank me account open karwata hain tab bank uss customer ko ek plastic card deta hain jiska use ATM se paise nikalane, shopping karne, money transfer karne ke liye kar sakte hain. Debit card se har transaction direct bank se hota hain. Apne account me jitne paise hote hain debit card ki limit utni hi hoti hain.
  • Debit card dene ke sath bank 4 digit ka ek pin bhi deta hain jiska use password ke roop me kar sakte hain.
  • Prepaid sim ke example se ham debit card ko samaj sakte hain jitne paise honge utni baat kar sakte hain balance khatm hone ke baad uska koi use nahi hota hain.



Debit Card Ke Liye Kaise Apply Kare


Debit card har uss customer ko mil jata hain jiska account bank me hota hain. iske liye bank me jaakar ek form hota hain jisko fullfil karke jama karwana hota hain or bank hame debit card provide karwata hain.

Credit Card Kya Hota Hain


Credit card kisi bank account se connect nahi hota ye ek tarah se loan jaisa hota hain jisme bank hame ek limit tak shopping karne ki facility provide karta hain. Jisme month ke last me bill aata hain jiska payment kuch intrest ke sath karna hota hain.

Credit card ka use bhi debit card ki tarah hi shopping karne, fund transfer karne jaise kaam ke liye kar sakte hain. Credit card ka use ATM se paise nikalane me nahi kar sakte.

Credit Card Ke liye Kaise Apply Kare

Credit card ke liye ham tabhi apply kar sakte hain jab hamare bank account me har month minimum 20000 tak ka transaction hota hain. Ya salary account hona jaruri hain tabhi ham bank se credit card ke liye apply kar sakte hain.

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